Ramonage......

[widge]

I maybe potentially have an insurance problem with our chimney.
I have always cleaned it myself, also about 12 years ago when doing some work, we replaced all but the final bit of chimney that goes through the roof, as that was good, it was all replaced with the proper square chimney bricks, then we put a stainless steel flue up the middle, this is about 5 meters long and dead straight from the top of the wood burner, because we burn good dry wood we never get much of a buildup, usually it takes me about 10-15 minutes to do and end up with not much more that a cup full of soot at the end of it


I really don't see the point in paying somebody good money to do it. I also cannot imagine any case where we would ever have a chimney fire, some people have suggested buying one of these ramonage bricks that come with a certificate for insurance, but don't use it, but that seems a pointless to me.

I was interested if anyone ever had to produce a certificate. My insurance agent has never mentioned it.

[Headers]

I maybe potentially have an insurance problem with our chimney.
I have always cleaned it myself, also about 12 years ago when doing some work, we replaced all but the final bit of chimney that goes through the roof, as that was good, it was all replaced with the proper square chimney bricks, then we put a stainless steel flue up the middle, this is about 5 meters long and dead straight from the top of the wood burner, because we burn good dry wood we never get much of a buildup, usually it takes me about 10-15 minutes to do and end up with not much more that a cup full of soot at the end of it


I really don't see the point in paying somebody good money to do it. I also cannot imagine any case where we would ever have a chimney fire, some people have suggested buying one of these ramonage bricks that come with a certificate for insurance, but don't use it, but that seems a pointless to me.

I was interested if anyone ever had to produce a certificate. My insurance agent has never mentioned it.

I suppose it depend on your attitude to insurance. I would not give them the slightest opportunity to deny me a payout because I could not prove I had the ramonage done. Whether you can write a written on my honor statement every year I don’t know. There may be info on your prefectures website wrt ramonage requirements in your department. It will also depend on the attitude of your insurer.

[Lori]

I guess I don't really understand the hesitation. It was 80€ for us. Seems worth the minimal cost for the peace of mind.

Now, 900€ is another story - and ridiculous.

[widge]

I guess I don't really understand the hesitation. It was 80€ for us. Seems worth the minimal cost for the peace of mind.

Now, 900€ is another story - and ridiculous.

Since I have lived here I have tended to do the same as my French neighbours, and I know they tend to clean their own chimneys as they usually come and borrow my brushes.