U.K. bank account closure

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rabbit
Posts: 706
Joined: Thu Sep 02, 2021 5:38 pm
Location: 56 Morbihan

U.K. bank account closure

#1 Post by rabbit »

A friend in Spain has been told by Barclays that they are closing her account. Has anyone been successful in opening a new account with a U.K. bank with a French address ?
I seem to recall that the Channel Islands might be the answer. Anybody tried this or alternatives?
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tagh
Posts: 657
Joined: Sun Jul 25, 2021 1:21 pm
Location: Pas de Calais.

U.K. bank account closure

#2 Post by tagh »

I have used Nat West in Jersey since 1972. Touch wood, no complaints though I wish they hadnt been taken over by the rogue Scottish Bank years ago.
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Sparkle
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Location: 53 Mayenne

U.K. bank account closure

#3 Post by Sparkle »

I've got this one bookmarked should I need a savings account - does your friend need a current account or a savings account.
https://www.skiptoninternational.com
With this hand, I will lift your sorrows. Your cup will never be empty, for I will be your wine. With this candle, I will light your way into darkness. With this ring, I ask you to be mine.........The Corpse Bride
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rabbit
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U.K. bank account closure

#4 Post by rabbit »

Current account would suffice and thanks
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MAD87
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U.K. bank account closure

#5 Post by MAD87 »

I wish these damned blanks would get their act together - I have a Barclays current account (since 1968) and a Nationwide account (80s) and have a sheaaf of letters with my statements, saying successively: we're closing your account/no we're not/we're closing your account/no we're not....
OH has Barclays internet banking, I don't (not possible, you live foreign!)
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ajm
Posts: 1220
Joined: Wed Jul 14, 2021 3:23 pm
Location: 49 Paradis

U.K. bank account closure

#6 Post by ajm »

rabbit wrote: ↑Wed Jun 01, 2022 11:01 am A friend in Spain has been told by Barclays that they are closing her account. Has anyone been successful in opening a new account with a U.K. bank with a French address ?
I seem to recall that the Channel Islands might be the answer. Anybody tried this or alternatives?
Do we know why the account is being closed?
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exile
Posts: 2687
Joined: Mon Jul 12, 2021 9:57 pm
Location: Auvergne Rhone Alpes

U.K. bank account closure

#7 Post by exile »

Most likely reason is Brexit.

Pre-Brexit, banks could have offices anywhere in the EU . Post Brexit the banks have to have a registered office in each country in which they operate. In some cases the cost of this versus the number of customers make it not worthwhile. Lloyds for example have closed all Dutch accounts.
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Doug
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U.K. bank account closure

#8 Post by Doug »

My OH has had an account for years with Santander in the uk she has never had any problem.
Last year all of her inheritance after her fathers death was handled by them, some to her children the main sent here to her French bank account. She always pays for grandchildens presents from them.
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ajm
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Joined: Wed Jul 14, 2021 3:23 pm
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U.K. bank account closure

#9 Post by ajm »

exile wrote: ↑Wed Jun 01, 2022 2:57 pm Most likely reason is Brexit.

Pre-Brexit, banks could have offices anywhere in the EU . Post Brexit the banks have to have a registered office in each country in which they operate. In some cases the cost of this versus the number of customers make it not worthwhile. Lloyds for example have closed all Dutch accounts.
I know that! Reason could be bad credit/overdrawn /non payment etc.
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exile
Posts: 2687
Joined: Mon Jul 12, 2021 9:57 pm
Location: Auvergne Rhone Alpes

U.K. bank account closure

#10 Post by exile »

I apologise for not being able to read your mind and know what you already know.
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