A welcome windfall??

:speech_balloon: Grab a chair, kick off your shoes, chill and chat.
Message
Author
User avatar
RobertArthur
Posts: 2977
Joined: Sat Jul 17, 2021 3:10 pm
Location: Nièvre

A welcome windfall??

#31 Post by RobertArthur »

@ Niemeyjt, okay, point taken, let's go in the direction of Chateau de la Muette in Paris, in walking distance from le Bois de Boulogne, a 2021 summary by the OECD.

niemeyjt
Posts: 4920
Joined: Mon Jul 12, 2021 6:34 pm

A welcome windfall??

#32 Post by niemeyjt »

My children used to feed the ducks there - and the Jardin d'Aclimatation and Bagatelle.

But that report does not quote the actual amounts paid and the figures it does show have the UK in or around the middle of the various tables and nowhere does it back up the claim "that UK pension is the lowest in Europe by a considerable margin" (which it isn't).

hughnique
Posts: 1541
Joined: Mon Aug 23, 2021 1:47 pm
Location: Canterbury

A welcome windfall??

#33 Post by hughnique »

Really feeling flushed now that our two tenners Xmas Bonus have hit the bank account.

User avatar
Hotrodder
Posts: 3437
Joined: Mon Jul 12, 2021 8:31 pm
Location: Brittany 22

A welcome windfall??

#34 Post by Hotrodder »

:D :D
On my headstone it will say: Please switch off mobile phones. I'm trying to get some sleep.

Nomoss
Posts: 655
Joined: Tue Oct 26, 2021 11:35 am
Location: le Minervois

A welcome windfall??

#35 Post by Nomoss »

I don't need anyone's report to know that my UK pension is inadequate. I have quite similar qualifying years in both the UK and Spain, but my Spanish pension is 2.33 times my UK one.

hughnique
Posts: 1541
Joined: Mon Aug 23, 2021 1:47 pm
Location: Canterbury

A welcome windfall??

#36 Post by hughnique »

Mucho Wonga.

Nomoss
Posts: 655
Joined: Tue Oct 26, 2021 11:35 am
Location: le Minervois

A welcome windfall??

#37 Post by Nomoss »

Nomoss wrote: ↑Wed Dec 07, 2022 6:14 pm I don't need anyone's report to know that my UK pension is inadequate. I have quite similar qualifying years in both the UK and Spain, but my Spanish pension is 2.33 times my UK one.
hughnique wrote: ↑Wed Dec 07, 2022 6:17 pmMucho Wonga.
Not really. I spent a lot of time overseas. Last year I received €2475 for 15 years in the UK and €5775 for 18 years in Spain.

In 1987, when I first heard about voluntary payments, the Yobs Centre, or whatever it was called in those days, wrongly told me that they cost the full amount of current contributions, so I didn't think it worth making them.

It's not only French bureaucrats who are badly trained and ill-informed.

User avatar
Quiksilver
Posts: 1039
Joined: Mon Nov 01, 2021 9:18 pm
Location: 47

A welcome windfall??

#38 Post by Quiksilver »

I've been negotiating the labyrinth that is the DWP/HMRC recently. Pension's due in 2024 so I thought it best to get all in order in good time. Ye Gods! UK bureaucracy used to be so simple but just making a phone call can take all day, now. I ended up with a list of 8 phone numbers (calling from abroad) from 2 websites, half of which are out of action or obsolete. There's lots of emphasis on getting a forecast and what's missing but they suddenly come over all coy about how to top up contributions :? It's not normal....since when did Gov departments make it difficult for themselves to take money? :D Apart from the lack of ennuie and rudeness it's worthy of the French .....

niemeyjt
Posts: 4920
Joined: Mon Jul 12, 2021 6:34 pm

A welcome windfall??

#39 Post by niemeyjt »

Sidetrack - but an important one - for anyone not yet retired.

Anyone who wants to make back-dated Class 3 NI contributions to 2006 to increase their UK pension has to act before April - otherwise you can buy only 6 years.

This is the New State Pension - over £200 pw next year with a full 35 years of contributions.

You need a minimum of 10 years contributions to get a UK pension - but this allows you to buy 17 years - so half a pension in its own right.

see: https://www.dailymail.co.uk/femail/arti ... 5-500.html

niemeyjt
Posts: 4920
Joined: Mon Jul 12, 2021 6:34 pm

A welcome windfall??

#40 Post by niemeyjt »

Quiksilver wrote: ↑Thu Dec 08, 2022 8:03 am I've been negotiating the labyrinth that is the DWP/HMRC recently. Pension's due in 2024 so I thought it best to get all in order in good time. Ye Gods! UK bureaucracy used to be so simple but just making a phone call can take all day, now. I ended up with a list of 8 phone numbers (calling from abroad) from 2 websites, half of which are out of action or obsolete. There's lots of emphasis on getting a forecast and what's missing but they suddenly come over all coy about how to top up contributions :? It's not normal....since when did Gov departments make it difficult for themselves to take money? :D Apart from the lack of ennuie and rudeness it's worthy of the French .....
Get a statement - you can do it online https://www.gov.uk/check-state-pension

To pay, it is Class 3 National Insurance - https://www.gov.uk/pay-voluntary-class- ... -insurance

Post Reply