Using credit card

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hughnique
Posts: 1545
Joined: Mon Aug 23, 2021 1:47 pm
Location: Canterbury

Using credit card

#1 Post by hughnique »

Has anyone any experience of using a UK credit card, registered at my French address, in the USA. Every time I come to finish the transaction it refuses and tells me I need a US address for it to go ahead. Seems a bit strange.

Antonia
Posts: 224
Joined: Mon May 02, 2022 12:31 pm
Location: Gard

Using credit card

#2 Post by Antonia »

Many many years ago we tried to buy some language software from the states using a french registered uk credit card. The processing company ( I'm sorry I can't remember the name ) frankly refused to accept the card. I have the same problem with PayPal. French card for sterling purchase OK, UK card not accepted.

hughnique
Posts: 1545
Joined: Mon Aug 23, 2021 1:47 pm
Location: Canterbury

Using credit card

#3 Post by hughnique »

I have only used the card there once before and that was ages ago, that time it was for a lawnmower part, which once paid for, notification was received that it was not in stock and that they didn't know when it would be, I can remember the nonsense of crediting the amount back my account as the rate of exchange had dropped and I ended up worse off. This time it is for a background check, I have tried 3 companies now and each one is a no go, don't know if they have moved the goalposts or if it is only open to USA residents like a Data Protection Act thing

exile
Posts: 2788
Joined: Mon Jul 12, 2021 9:57 pm
Location: Auvergne Rhone Alpes

Using credit card

#4 Post by exile »

Some of the credit checking, verification companies have some very strange operating processes.

I do irregular business with a UK store, and their card purchases are verified through a company independent of the banks. [I bet to thought it was just the banks authorising or not the card purchase.] Anyway, their system* would not accept any of our cards - 2 x UK, 1 x German, 1 x French. I suspect it is because our address has an accented character in it and this is being transposed through some mapping failure to something else.

Anyway, I now have to pre-order by email asking for a delivered to France cost. They then send the price. I confirm the process and send them a uK cheque.

Bl00dy palaver.

* Braintree if anyone is interested.

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Hotrodder
Posts: 3443
Joined: Mon Jul 12, 2021 8:31 pm
Location: Brittany 22

Using credit card

#5 Post by Hotrodder »

A serious nuisance given the increasing need to buy internationally.
On my headstone it will say: Please switch off mobile phones. I'm trying to get some sleep.

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